- We are firm believers in planning, but maybe not in the way you have heard it from other advisors. Like other planning professionals, we believe no recommendation – investments, insurance, strategy – makes sense without the context of planning. Recommendations need to come after a discussion of where you are headed and how we have determined to get there. But we also believe that asking you to pick some random numbers now, maybe based on a projection of your current reality, is a poor way to create that planning context.
What IS important – Your next goal
If you make the most of today and have good habits, the next goal is most important. Let’s focus on that and not all the other ones way off in the future.
Every time you reach a goal, you have a much clearer (maybe even different) idea of what the next one should be.
And if you have a process for achieving the next goal, you have a process for achieving ALL your goals.
Will my strategy work long term?
If you make the most of today and (this is important) have the right HABITS, you can be fine. Making steady progress forward. If you make the most of today for each year, from one goal to the next, keeping the right habits along the way, you can be positioned to accomplish what you want. More important, you can do it a little at a time without taking too much time out of your already packed calendar.